Register Login Scores


Credit Decision A Turning Point In My Life

Congratulations to Batsirai Kativu whose emailed submission on ‘using credit responsibly’ was selected by Capitec as the best story to come in from a Soccer Laduma reader.
Have a look at Batsirai’s winning submission below.
“Education is the key for a glorious tomorrow,” my grandfather used to tell me during my formative years in formal schooling. 
His words planted a great zeal for learning in my life, but unfortunately, this zest seemed to be thwarted by financial limitations. So much so, that I could only go as far as finishing secondary school. 
With my mere secondary education, I got a job as a general worker in a construction company. No sooner had I started on the job, than I was persuaded by my new colleagues to open a Capitec bank account, because of the bank’s flexible services. 
Being one always eager to upgrade my life through learning, I then enrolled for a Safety Officer training course, only that I didn’t have enough money. 
However, I consulted the bank to see if I was eligible for credit and the bank official confirmed that I was eligible. I took credit from the bank and enrolled for the course. The rest is history, and today, I’m proud to announce that I’m a Safety Officer. 
The Capitec credit upgraded my life. The credit decision was a turning point to greatness in my life. The credit was a bridge for me to elevate myself. 
Through this experience, I have learned that credit is worth taking.
My three tips for those considering taking credit:
1. Make an absolute evaluation of your goals before applying for or taking credit. Try to envision the achievement of your goals before taking credit. 
2. Have an unbroken focus on your goals and do not divert credit money into impulsive purchases. 
3. Weigh up the benefits of your goals, so that in the end, you are able to say, with fulfilment, that the credit was worth taking.
To stand a chance to have your questions answered by a legend or a current player, click here to enter. Or send your letter to  


Wits Heartbroken As TUT Secure Title


Top 5

One Of Chiefs’ Eight Most Valuable Superstars To Depart

16 Apr 01, 2020 03:10 PM in Kaizer Chiefs

Mourinho Names Best XI He's Coached, No Space For Benni

30 Mar 30, 2020 07:32 PM in English Premier League

The Highest-Paid Footballers In The World Today

9 Mar 29, 2020 07:16 PM in Messi/Ronaldo/Neymar Watch

How Ex-Chiefs Striker Is Keeping In South America

18 Mar 31, 2020 08:06 AM in Players Abroad

A Closer Look At Mahlangu’s Embalenhle Palace

8 Apr 01, 2020 11:15 AM in Ballers Cribs & Travels

Check Out The Lavish R155m Mansion Neymar Is In Isolating In

5 Apr 01, 2020 10:20 AM in Ballers Cribs & Travels

Five Of Ronaldo's Most Expensive Properties Ranked In Prices

3 Apr 01, 2020 03:00 PM in Ballers Cribs & Travels

Ronaldo Names His Dream Team, Snubs CR7

15 Apr 01, 2020 07:27 PM in Messi/Ronaldo/Neymar Watch

Monare's Best PSL XI Of All Time

19 Apr 04, 2020 11:35 AM in PSL

Kapinga To Downs – A Good Thing For His Career

8 Mar 30, 2020 12:05 PM in Siyagobhoza

The 10 Richest Footballers In The World

28 Nov 24, 2019 07:17 PM in World News

Big Escape…PSL Star Off The Hook?

6 Mar 30, 2020 08:36 PM in PSL

9 Players Who Left Barca Because Of Messi

29 Nov 03, 2019 10:21 AM in Messi/Ronaldo/Neymar Watch

Major Concern As Some Will Be Too Old

3 Mar 30, 2020 02:04 PM in PSL