Capitec together with Soccer Laduma found a way to reward and celebrate everyday South Africans, no matter what bank they do their banking with. Every month a winning letter gets published in an edition of Soccer Laduma, however we have decided to also share the stories of others who have sent in their inspiring letters.
Senzo Dlamini is big on saving and budgeting, which helps him to not spend more than what he earns.
“Firstly, I make sure that I don’t spend more than what I earn. I make sure I check all my statements from the bank, to the stores account, in case they (have) over charged or taken off a debit order that I'm not familiar with.
“My monthly budget does not change unless there is something that I was paying for and I end up paying it off, then I take that money and put it into my savings that means my savings are growing.
“I spend my monthly income according to my budget and what is left goes into my savings and a little bit of entertainment.
“My tip would be to start saving now. Save the little (that) you have now. Make sure to do your budget because that is where you will see if you are overspending on unnecessary things.”